How Much Can I Borrow For A Mortgage In The UK? Mortgage Advice For Clients In Castle Cary, Bruton, Sherborne & Shaftesbury One of the first questions most people ask when considering buying a home is: How much can I borrow? – Whether you’re a first-time buyer in Bruton, moving home in Castle Cary, remortgaging in Sherborne or looking to purchase a property in Shaftesbury, understanding your borrowing potential is usually the starting point. How Do Mortgage Lenders Decide How Much You Can Borrow? – Mortgage lenders look at employment status, annual income, existing credit commitments, deposit size, credit history, dependants and future affordability. What Income Multiple Can I Borrow? – Most lenders typically lend between 4 and 4.5 times income, although some lenders may consider 5x, 5.5x […]