Cullen Financial Services Ltd are experienced Mortgage Advisors with years of expertise in organising and advising upon Fixed Rate Mortgages for our clients. We help identify the many factors that come into play when applying for a Fixed Rate mortgage, from your deposit, existing equity in a home and your own credit- we help find the option best suited to getting you the most out of your Fixed Rate Mortgage.

This mortgage method is usually preferred by first time buyers and people who like to have the security of knowing exactly how much their monthly repayment will be over a certain time. However, most lenders do also offer some flexibility within this, allowing to you to overpay/underpay, subject to their terms and Conditions.

As independent Fixed Rate Mortgage Advisors, we have access to the full range of Fixed Rate Mortgage lenders in the market. This means we can search all lenders, not just the established High Street banks, to get you the best deal bespoke to your circumstances. To find out more about how we can help you find the best Fixed Rate Mortgage, click below to get in contact.

• Fixed Rate Mortgages can have high penalties for opting out early, if you are in a position where you may need to move or remortgage within a short timeframe we can help identify and find the best option to suit you
• You shouldn’t always be afraid to take a longer period Fixed Mortgage to secure the property you want, if managed properly you can remortgage later to a shorter term Fixed Rate Mortgage to suit you at a later date
• If considering Fixed Rate Mortgages with better incentive periods but a poor standard lender rate afterward, you will usually still have the option to remortgage or move lender to get the best rates
• Other Mortgage types are available, but with added risk. Talk to us today to find out whether a Fixed Rate Mortgage suits you

As experts in Fixed Rate Mortgages, we understand the myriad of pitfalls and hiccups that can befall prospective buyers when looking for your perfect Mortgage deal. Knowledge of and access to the entire market of lenders is imperative when making these decisions, and we help you traverse this market to make sure you find not just a great rate up front, but a great deal in terms of total cost and flexibility to exit your deal when you may wish to move or remortgage.

Cullen Financial Services Ltd identify all the factors that make up you as a buyer, your credit rating, your existing assets and your employment situation, and then we take over the legwork of finding the lenders that suit you best. Communicating with you throughout the entire process the best routes to take to ensure your Fixed Rate Mortgage application goes smoothly.

To find out more about how we can help you find the best Fixed Rate Mortgage to fit your needs, click below to get in touch and get the ball rolling.

We know how important it is to get your financial advice from someone close by and easy to contact- that’s why we only serve the local Somerset area. From our base in Weston-Super-Mare, we operate between Taunton and Bristol, and are experienced mortgage advisors for Bridgwater, Glastonbury, Cheddar, Brean, Highbridge, Burnham-on-Sea, Clevedon, Wells, Nailsea, Backwell, Worle, Yatton and Congresbury.

With both our local knowledge of the housing market in North Somerset, and our huge amount of experience in finding you the best mortgage for your requirements, Cullen Financial Services Ltd make the process of buying a new property or remortgaging an existing one simple.