Specialists In Tracker & Variable Rate Mortgages For Homeowners
Cullen Financial Services Ltd are expert Advisors for Tracker & Variable Rate Mortgages, and have our finger on the pulse of the market to help you get the most out of your investment. We help identify your circumstances and needs to find the best Tracker & Variable Rate Mortgage deals to suit your situation.
make overpayments – usually up to 10% of the outstanding mortgage balance per year without charging an Early Repayment Charge. This is beneficial during times of low interest rates.
As independent Variable Rate Mortgage Advisors, we have access to the entire lending market to find you the best deals. This means we are not tied to offering just traditional high street lenders, meaning we can find specialist lenders that may offer competing or better rates to help you get the most out of your property. To get the ball rolling and find out how Cullen Financial Services Ltd can help you find your perfect Mortgage, click below.
A mortgages is secured against your home, it could be repossessed if you do not keep up with your payments.
Is A Tracker Or Variable Rate Mortgage Right For Me?
Whether a Tracker or Variable Rate Mortgage is right for you depends on a multitude of factors, and as the rates are tied to the current and future interest rates can be an overwhelming prospect to decide upon if you are considering applying for one. We would always recommend seeking professional advice to decide upon the best Mortgage type for your circumstances, especially when considering a Tracker or Variable Rate Mortgage.
Take the first step
Take your first step toward applying for Tracker & Variable Rate Mortgages
Top Tips For Applying For A Residential Mortgage
- Tracker & Variable Rate Mortgages make it important to consider changes in market rates when calculating your borrowing potential, do you have a solid exit plan should rates increase?
- Variable and Tracker Mortgage lenders aren’t just limited to established and well known lenders, have you considered more specialist lenders that could offer better rates?
- There are a huge variety of Mortgage types to suit every buyer, we can help diagnose exactly which Mortgage will suit you, whether at a Fixed or Variable Rate
- A lender could choose to increase or decrease their standard variable rate at any time, not just following an alteration to the Bank of England Base Rate
Finding The Best Tracker & Variable Rate Mortgages Bespoke To You
During periods of low interest rates, a Tracker or Variable Rate Mortgage can seem an inviting deal. If you want to learn more about the risks and rewards available to you when applying for a new Mortgage, we are experts in advising on Tracker and Variable Rate Mortgages in North Somerset.
We not only take time to explain the many options available to you, but take over the legwork when searching for and organising your Mortgage. Leaving you free to concentrate on the many other facets of buying a new property, or remortgaging an existing one.
To find out more about Tracker and Variable Rate Mortgages and whether they are right for you, get in contact below and we can start discussing what options will make for your perfect Mortgage.
Based in Bruton we proudly serve the whole of Somerset, Bristol and Bath
We know how important it is to get your financial advice from someone close by and easy to contact- that’s why we only serve the local Somerset area. From our base in Weston-Super-Mare, we operate between Taunton and Bristol, and are experienced mortgage advisors for Bridgwater, Glastonbury, Cheddar, Brean, Highbridge, Burnham-on-Sea, Clevedon, Wells, Nailsea, Backwell, Worle, Yatton and Congresbury.
With both our local knowledge of the housing market in North Somerset, and our huge amount of experience in finding you the best mortgage for your requirements, Cullen Financial Services Ltd make the process of buying a new property or remortgaging an existing one simple.