Cullen Financial Services Ltd are experts in helping you make the most of the available Offset Mortgage offers in the current market to reduce your Mortgage term and make the most of your property investment.

Some offset mortgage lenders also allow you to use several savings accounts, even those from family members – this can be very helpful if you are trying to avoid having a guarantor mortgage. However, we do not recommend this route if the family member is relying on any income received from these savings.

As expert independent Offset Mortgage Advisors, we both have the experience and the access to all available lenders, not just established High Street Lenders, who specialise in Offset Mortgages. This allows us to shop around for the best rates, tailored to your exact circumstances. To find out how exactly we can help you in both advising on and organising an Offset Mortgage, click below to get in contact and get the ball rolling.

• Depending on the deal, an Offset Mortgage does not prohibit you from accessing the funds you are using to offset your mortgage
• Offset Mortgages can be a good way to help family members get on the property ladder without becoming a guarantor, or gifting your family the funds directly
• In most cases your offset savings will not accrue interest whilst used against your property, have you considered whether the interest loss is worth the Mortgage interest rate improvement?

We pride ourselves on providing expert advice in an understandable manner. The process of applying for, and working out whether an Offset Mortgage is the right deal for you, can be a complex one, and we’re here to make it simple.

We not only take over for the legwork of both the Offset Mortgage application, but the search for the best rates available for your unique circumstances. This allows you to concentrate on the many other aspects of buying a new property or maintaining your existing one. To learn whether an Offset Mortgage is a good investment for you, and what rates you can achieve, get in contact by clicking below.

We know how important it is to get your financial advice from someone close by and easy to contact- that’s why we only serve the local Somerset area. From our base in Weston-Super-Mare, we operate between Taunton and Bristol, and are experienced mortgage advisors for Bridgwater, Glastonbury, Cheddar, Brean, Highbridge, Burnham-on-Sea, Clevedon, Wells, Nailsea, Backwell, Worle, Yatton and Congresbury.

With both our local knowledge of the housing market in North Somerset, and our huge amount of experience in finding you the best mortgage for your requirements, Cullen Financial Services Ltd make the process of buying a new property or remortgaging an existing one simple.