Specialist Mortgage Advisors For First Time Buyers
Cullen Financial Services Ltd are experts in guiding First Timer Buyers through the process of purchasing their first property, we help you make sense of the many factors which come into play when considering your options, and tailor your first Mortgage to suit your exact circumstances.
Whatever your situation, we are here to give you all the helpful advice, facts and information you’ll require to help choose the right mortgage deal for you, in what can feel like a complex task. We will explain fully the different types of mortgage available to you within your specific eligibility Criteria and ensure that you can fully afford the mortgage both now and in the future.
Whether you have accrued savings, have a gifted deposit or want to pursue a shared ownership or Help To Buy scheme to secure your Mortgage, we have the knowledge and experience to make sure you avoid the pitfalls and make the most of the opportunities available to you. To find out how Cullen Financial Services Ltd can help you with your First Mortgage, click below to get in touch and get the ball rolling.
A mortgages is secured against your home, it could be repossessed if you do not keep up with your payments.
Which Mortgage Is Right For My First Property?
There are many facets to your first Mortgage Application which we can help guide you through, from how much you need for your deposit, to whether you want to go with a Fixed or Variable rate mortgage. We help identify the factors which are unique to your situation, both with the property you may wish to purchase and your financial circumstances- and once decided search for the best rates to help you make the most of your purchase.
Take the first step
Take your first step toward applying for First Time Buyer Mortgages
Top Tips For First Time Buyers
- Government schemes like Help To Buy can be a great boost under certain circumstances, but can also be limiting in others
- Not every lender specialises in First Time Buyers, as independent advisors we have access to the entire lending market to secure you the best deals
- Applying for a mortgage requires a large amount of documentation of your current financial and employment situation, we make organising these important documents as pain free as possible, taking the legwork out of the Mortgage application process
- It’s wise to check your credit report before pursuing a Mortgage application, companies like Experian & Equifax will give you an insight into how lenders view you
Guiding First Time Buyers To A Mortgage Deal Tailored To Them
The best step you can take when pursuing your First Mortgage is to gain more knowledge on not only the process itself- but how you stand within in. We are not just experts in North Somerset for organising Residential Mortgages for first time buyers, but are passionate in providing you with professional and easy to understand advice to guide you through the many aspects of finding the best Mortgage.
Whether you are looking to buy a new build or an existing home, we make sure you make the right decisions to suit you. We search tirelessly through both established High Street banks and the more specialist lenders to find you the best rates that make sure you aren’t just accepted for your first Mortgage, but that it’s a manageable investment that allows you to enjoy your new home to it’s fullest.
Get in touch below to get started finding your perfect First Time Mortgage.
Based in Bruton we proudly serve the whole of Somerset, Bristol and Bath
We know how important it is to get your financial advice from someone close by and easy to contact- that’s why we only serve the local Somerset area. From our base in Weston-Super-Mare, we operate between Taunton and Bristol, and are experienced mortgage advisors for Bridgwater, Glastonbury, Cheddar, Brean, Highbridge, Burnham-on-Sea, Clevedon, Wells, Nailsea, Backwell, Worle, Yatton and Congresbury.
With both our local knowledge of the housing market in North Somerset, and our huge amount of experience in finding you the best mortgage for your requirements, Cullen Financial Services Ltd make the process of buying a new property or remortgaging an existing one simple.