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Cullen Financial Services is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under No 946704 at www.fca.org.uk/register. The Financial Conduct Authority does not regulate some aspects of commercial and buy-to-let mortgages. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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